Anna M. Virene
Partner, Banking Practice Group Leader

Clients retain me because they know I take a business-focused approach to accomplish their goals and protect their interests. It’s not just about closing the deal for my clients – it’s also about identifying and resolving issues efficiently and building long-term relationships between all parties involved.  

Anna Virene serves as Gray Reed's Banking Practice Group Leader. With clients ranging from regional and national financial institutions to private lenders, Anna focuses her practice on structuring and negotiating a variety of secured and unsecured commercial lending transactions across a myriad of industries, including loans to operating companies, energy sector lending, equity and asset acquisition financing, bridge-to-call loan facilities, Ex-Im Bank (Export-Import Bank of the United States) financing, loans to not-for-profit institutions, railcar financing, floor plan financing, equipment financing, and acquisition, construction, and renovation real estate loans. Her experience includes representation of lenders in bilateral facilities, as well as administrative agents and syndicate bank lenders in syndicated credit facilities.  Anna also represents lenders in troubled debt workouts, restructurings, and real and personal property foreclosures. 

Representative Experience
  • Represented a financial institution acting as administrative agent in connection with $37,380,000 term facility for the acquisition of a retail center.
  • Represented a financial institution acting as administrative agent in connection with $35,000,000 in term facility for the acquisition of 18 properties located in Michigan and Ohio.
  • Represented a financial institution in connection with $12,400,000 in credit facilities secured by franchise rights in quick-serve fast food restaurants.
  • Represented a financial institution acting as administrative agent in connection with a $500,000,000 unsecured revolving line of credit.
  • Represented a financial institution acting as administrative agent in connection with a $140,000,000 revolving line of credit.
  • Represented a corporate borrower in obtaining and negotiating a $135,000,000 term debt facility with a non-financial institution lender.
  • Represented a financial institution acting as administrative agent in connection with $80,000,000 in revolving line of credit and term facilities for the acquisition of equity in a number of energy servicing companies.
  • Represented a corporate borrower in obtaining and negotiating a $45,000,000 term debt facility with a non-financial institution lender.
  • Represented a financial institution acting as administrative agent in connection with a $40,000,000 revolving line of credit facility.
  • Represented a financial institution acting as administrative agent in connection with revolving credit facilities totaling approximately $36,000,000 secured by numerous tracts of real estate located throughout the US.
  • Represented a financial institution acting as administrative agent in connection with a $31,150,000 construction loan facility.
  • Represented a financial institution in connection with a $2,500,000 revolving line of credit facility and an $18,000,000 Main Street Priority Loan Facility.
  • Represented financial institutions in various credit transactions (both bilateral and syndicated transactions) ranging in loan sizes from $1,000,000 to $40,000,000.
  • Represented a financial institution in connection with a $7,000,000 loan facility secured by utility development agreement receivables.
  • Represented a financial institution in connection with a $7,000,000 construction and renovation loan facility.
  • Represented a financial institution in a real estate foreclosure sale held in Harris County, Texas.
  • Represented a lender in a real estate foreclosure sale held in Tarrant County, Texas.
  • Represented a lender in a personal property foreclosure sale of inventory.
Thought Leadership / News
March 30, 2023 
 Speeches and Presentations
The Nuts & Bolts of Conflict Waivers

Southwest Association of Bank Counsel 2023 Virtual Ethics Forum

February 5, 2019 
 In the News

Texas Lawyer (subscription required)

Honors
  • Selected by her peers for inclusion in Woodward/White, Inc.'s The Best Lawyers in America in the field of Banking and Finance Law (2024)
  • Named a Houstonia Magazine Top Lawyer in Houston (2019 - 2023)
Judicial Internships
  • Texas First Court of Appeals, Justice Laura Higley, Summer 2004
  • Texas Supreme Court, Justice Dale Wainwright, Summer 2004
  • United States Magistrate Judge Marcia Crone, Summer 2003
Organizational Involvement
  • State Bar of Texas
  • Houston Bar Association
Education
  • J.D., summa cum laude with honors, Texas Tech University School of Law, Order of the Coif, Texas Tech Law Review Articles Editor (2005)
  • B.A., The University of Texas at Austin (2001)
Bar Admission
  • Texas (2005)