Caught Short When Your Dinner Tab Arrives ... Now What?

We've all heard that if you don't have money to pay for your dinner they'll hand you an apron and put you to work washing dishes. This antiquated scenario is charming enough, but let's say you leave your wallet on the coffee table on your way out the door. After a full meal and a bottle of wine you reach for the cash and you've got nothing. Your guest also has nothing.

So what really happens if you don't have the money to pay your tab?

Gray Reed's Michael Kelsheimer weighs in.